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Climate change, insurance and the building sector: technological synergisms between adaptation and mitigation

The more severe weather associated with climate change is likely to increase buildings insurance claims, but it is proposed that changes to mitigate climate change may also act synergistically, by introducing adaptation which makes buildings more resilient to natural disasters. There is potential for insurance companies to become more involved in using energy efficiency and renewable energy as part of a strategy to make buildings more disaster-resilient. There is a risk that bad design and application of energy-related systems can increase insurance claims due to such problems as water damage, mould growth, and air quality. The impact on insurance companies of events associated with temperature extremes, rainfall, wind and other extremes are discussed. Some insurance companies are responding to the increased risk by increasing premiums, withdrawing cover and limiting payouts, which may adversely affect the construction industry.

Mills, E., 2003: Climate change, insurance and the building sector: technological synergisms between adaptation and mitigation. Building Research and Information, 31, 257-277.

Getting Started With Solar

Getting Started With Solar

Do we really want the one thing that gives us its resources unconditionally to suffer even more than it is suffering now? Nature, is a part of our being from the earliest human days. We respect Nature and it gives us its bounty, but in the recent past greedy money hungry corporations have made us all so destructive, so wasteful.

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